100% reimbursement at all hospitals in the Netherlands with a contract
Contracted care providers
100% reimbursement with contracted care providers
100% reimbursement when you order certain medical devices online, from contracted suppliers.
Non-contracted care and medical devices
up to 75% reimbursement of the average contracted tariff at all other hospitals and care providers. Or if you obtain medical devices you have to order online by other means.
Where can you go to with ZieZo Basis?
Do you want 100% reimbursement? All you have to do is check where you go to for your health care.
What is reimbursed?
The basic insurance reimburses for the treatment everyone must be given according to the government. That is why basic insurance is the same for everyone. Main reimbursements at a glance:
Most commonly used reimbursements in basic insurance:
- General practitioner
- Hospital treatment and stay
- Medical specialist
- Maternity care and midwifery
- Ambulance and patient transport
- Physiotherapy up to the age of 18
The following are not included in your basic insurance for example:
- Physiotherapy from the age of 18
- Dentist fees from the age of 18
- Contraception form the age of 21
If you need regular care, opt for the standard excess of €385. Do you expect to incur few medical expenses? And do you have €885 in your savings account for when you need it? Then select a higher excess and pay a lower premium.
Useful info: you don’t pay excess for example, for your GP and care for children under 18.
Check the level of your premium
Children up to the age of 18 insured too
Children up to the age of 18 are insured on your basic insurance and the supplementary insurance too. You don’t pay a premium for them. Does your partner have more extensive supplementary insurance? If so, add your children to your partner’s insurance. Then they will get the same supplementary package.
Did you know that you don’t pay excess for children under 18? Sometimes you pay a personal contribution. But most of the care for your child is fully reimbursed.
I am happy with my health insurer. They assist and help me with anything I ask them to. I can tell that they care.
With ZieZo, you benefit from the advantages of Zilveren Kruis.
Frequently asked questions
ZieZo is the low-cost insurance by Zilveren Kruis. With ZieZo, you will do everything possible online. You submit your bills with your smartphone via the Zilveren Kruis app or via Mijn Zilveren Kruis. You can order medicine online. And for 100% reimbursement you order certain medical devices online. Information available in Dutch only.
Prefer a wider choice? The Zilveren Kruis insurances are more extensive.
Yes. But we don’t recommend it. You will need a DigiD to see your ZieZo policy certificate and claims overview. Without a DigiD, you can only ask for information by telephone.
Yes. As long as you are under 21. Or if you take the pill because you have endometriosis or menorrhagia. This means you get the pill on medical indication. For some brands of pill, you will still have to pay a contribution.
Are you over 21 and have no medical indication? Then you need supplementary insurance for your pill to be reimbursed.
Do you think that you don’t need anything extra, like physiotherapy or visits to the dentist? If so, basic insurance is enough.
But do bear in mind that you may get unexpected expenses. Something might happen that the basic insurance policy doesn’t cover. For example, you fall ill abroad and have to be brought back to the Netherlands.