With ZieZo Aanvullend, you get additional reimbursements, over and above your basic insurance. For example for physiotherapy and urgent medical care abroad. That way, you avoid being faced with unexpected medical expenses.

Calculate your premium

Choose from 2 ZieZo supplementary insurance policies

With ZieZo Werelddekking, you get extra cover if you suddenly need to go to the hospital or visit a doctor while you’re abroad. Looking for something more? Opt for ZieZo Aanvullend 1.

ZieZo Werelddekking


Physiotherapy from the age of 18: no reimbursement

Contraception from the age of 21: no reimbursement

Dental expenses after an accident: no reimbursement

Supplementary cover for up to 100% of the costs of urgent medical care abroad

Repatriation: necessary transport from abroad to the Netherlands in case of illness, injury and death

Online skin cancer check with SkinVision: no reimbursement

Online self-help from Stichting mirro: no reimbursement

€ 1.25
per month in 2022
Choose ZieZo Werelddekking

ZieZo Aanvullend 1


6 physiotherapy sessions per year

Contraception from the age of 21: 100% reimbursed

Dental expenses after an accident: up to €10,000

Supplementary cover for up to 100% of the costs of urgent medical care abroad

Repatriation: necessary transport from abroad to the Netherlands in case of illness, injury and death

Online skin cancer check with SkinVision: 100% reimbursed

Online self-help from Stichting mirro: 100% reimbursed

€ 5.75
per month in 2022
Choose ZieZo Aanvullend 1

What is not included in the package?

The following are, for example, not reimbursed:

  • Spectacles and contact lenses
  • Orthodontics
  • Alternative therapies
  • Personal contribution for maternity care

Would you prefer to be covered for these? Take a look at the Zilveren Kruis health insurance options.

ZieZo Werelddekking


Physiotherapy from the age of 18: no reimbursement

Contraception from the age of 21: no reimbursement

Dental expenses after an accident: no reimbursement

Supplementary cover for up to 100% of the costs of urgent medical care abroad

Repatriation: necessary transport from abroad to the Netherlands in case of illness, injury and death

Online skin cancer check with SkinVision: no reimbursement

Online self-help from Stichting mirro: no reimbursement

€ 1.25
per month in 2022
Choose ZieZo Werelddekking

ZieZo Aanvullend 1


6 physiotherapy sessions per year

Contraception from the age of 21: 100% reimbursed

Dental expenses after an accident: up to €10,000

Supplementary cover for up to 100% of the costs of urgent medical care abroad

Repatriation: necessary transport from abroad to the Netherlands in case of illness, injury and death

Online skin cancer check with SkinVision: 100% reimbursed

Online self-help from Stichting mirro: 100% reimbursed

€ 6.25
per month in 2022
Choose Aanvullen ZieZo 1

What is not included in the package?

The following are, for example, not reimbursed:

  • Spectacles and contact lenses
  • Orthodontics
  • Alternative therapies
  • Personal contribution for maternity care

Would you prefer to be covered for these? Take a look at the Zilveren Kruis health insurance options.

View all reimbursements.

We no longer offer ZieZo Aanvullend 2

Do you have this insurance already? If so, you can keep on using it.

Extra online care

With ZieZo Aanvullend 1 and 2, you get access to online self-help and an app with which you can check suspicious spots on your skin.

Online self-help from Stichting mirro

  • Online self-help to stay mentally fit.
  • Anonymously and in your own time.
  • Over 25 modules about aspects such as stress, money worries, grieving and better sleep.

SkinVision-app

  • Take a photo of suspicious spots on your skin.
  • Within 30 seconds, you will find out if the spot is suspicious or not.
  • In the event of a high risk, you receive advice and support.

No excess

Care covered by our supplementary insurance has no excess. Do you get reimbursed for this care? Then you’ll have no excess to pay later on.

Find out more about your excess

Good supplementary package, swift claims handling, handy telephone advice, no hold times on the telephone.

Angelique, via Consumentenbond

Children up to the age of 18 insured too

Children up to the age of 18 are insured on your basic insurance and the supplementary insurance too. You don’t pay a premium for them. Does your partner have more extensive supplementary insurance? If so, add your children to your partner’s insurance. Then they will get the same supplementary package.

Did you know that you don’t pay excess for children under 18? Sometimes you pay a personal contribution. But most of the care for your child is fully reimbursed.

Handy extras

With ZieZo, you benefit from the advantages of Zilveren Kruis.

The Zilveren Kruis-app

Want to quickly send a bill or pay your excess? You can easily organise your insurance matters with our app. Always and everywhere.

Waiting list mediation

Does your hospital have a waiting list? Thanks to our waiting list mediation you can often get an earlier appointment. Our Care Coaches are there to find out for you! Further information available in Dutch only.

Flexible payment

At ZieZo, we want to make it as easy as possible to pay. You choose the date yourself on which your premium is to be debited. Plus, you can postpone payment once.

Frequently asked questions

ZieZo is the low-cost insurance by Zilveren Kruis.With ZieZo, you will do everything possible online. You submit your bills with your smartphone via the Zilveren Kruis-app or via Mijn Zilveren Kruis. You can order medicine online. And for 100% reimbursement you order certain medical devices online. Information available in Dutch only.

Prefer a wider choice? The Zilveren Kruis insurances are more extensive.

Zilveren Kruis insurances

Apply for ZieZo insurance no later than 31 December. It is easy to do online: calculate your premium and apply for ZieZo. Or have our customer services do it for you. We will cancel your Zilveren Kruis insurance on your behalf. You don’t have to do a thing.

No. You can’t get Zilveren Kruis or employer discount as the ZieZo premium is already very competitive.

No, sorry that’s not possible because:

  • we calculate your premium based on a total ZieZo package
  • ZieZo premium is only for ZieZo clients
  • we want to avoid confusions
  • these combinations are too complicated for our website and systems

No, you can't change your supplementary insurance year-round. For 2022, you could have changed it up to 1 February 2022. The change will be effective from 1 January 2022.