Supplementary insurance
The basic insurance doesn't cover all medical costs. For that reason we have supplementary insurance. Supplementary insurance is advisable for specific medical costs or for more insurance.
Supplementary insurance
The basic insurance doesn't cover all medical costs. For that reason we have supplementary insurance. Supplementary insurance is advisable for specific medical costs or for more insurance.
We offer 5 supplementary insurances
The more stars, the more extensive the coverage
The premium differs per age. Choose a category and view the premium.
The Zilveren Kruis healthcare insurance cards (in Dutch only)
Basic insurances:
Supplementary insurances:
Good to know about the supplementary insurance
- The mandatory excess doesn't apply.
- At Zilveren Kruis your children up to 18 are co-insured with the highest supplementary insurance of the parent(s).
- You don't pay premium for children younger than 18.
- The premium doesn't depend on your medical needs.
- General dental costs aren't reimbursed. Dental insurance is necessary.
Your collective insurance
Zilveren Kruis is the leading collective healthcare insurer. Many employers have collective insurance with us for their employees. We also have collective insurances for sports associations and member organizations
Advantages of collective healthcare insurance:
- Discount on your premium for your partner and children as well
- Often extra reimbursements
Basis Plus Module
Insure yourself against unexpected high costs for a small amount.
The Basis Plus Module also covers:
- Dental care after an accident
- Urgent medical care abroad
The Basis Plus Module is only necessary if you don't have supplementary insurance
TIP!
The care reimbursed by the Basis Plus Module is also reimbursed by the supplementary insurance.
Frequently asked questions
No, the excess doesn't apply to health care covered by the supplementary insurance. We would like to explain more about the excess.
No, you can't change your supplementary insurance year-round. For 2021, you can change it up to 1 February 2021. The change will be effective from 1 January 2021.
No, medical selection applies only to the dental insurance with 3 and 4 stars.
However, from 1 January 2020 a waiting time applies to orthodontic treatment. You will receive a reimbursement only after you have been insured for orthodontic treatment for a year. This is to keep the premium affordable.
No, the excess doesn't apply to health care covered by the supplementary insurance. We would like to explain more about the excess.
It is advisable to take out supplementary insurance if you expect specific health care treatment. Orthodontic treatment or physiotherapy for example.
It is after all your personal choice. Find in our calculate premium the different packages.
It will help you to find the most suitable insurance for you and whether or not extra coverage is beneficial.
No, you cannot take out supplementary or dental insurances if you have premium arrears.