Supplementary insurance

The basic insurance doesn't cover all medical costs. For that reason we have supplementary insurance. Supplementary insurance is advisable for specific medical costs or for more insurance.

Calculate your premium

Supplementary insurance

The basic insurance doesn't cover all medical costs. For that reason we have supplementary insurance. Supplementary insurance is advisable for specific medical costs or for more insurance.

Calculate your premium

We offer 5 supplementary insurances

The more stars, the more extensive the coverage
The premium differs per age. Choose a category and view the premium.

Basis Plus Module


without collective discount
€ 2.25
p/m
Choose Basis Plus Module

Supplementary


without collective discount
€ 7.75
p/m
Choose Supplementary 1 star

Supplementary


without collective discount
€ 19.50
p/m
Choose Supplementary 2 stars

Supplementary


without collective discount
€ 33.25
p/m
Choose Supplementary 3 stars

Supplementary


without collective discount
€ 58.50
p/m
Choose Supplementary 4 stars

Basis Plus Module


without collective discount
€ 2.25
p/m
Choose Basis Plus Module

Supplementary


without collective discount
€ 8.25
p/m
Choose Supplementary 1 star

Supplementary


without collective discount
€ 20.25
p/m
Choose Supplementary 2 stars

Supplementary


without collective discount
€ 37.25
p/m
Choose Supplementary 3 stars

Supplementary


without collective discount
€ 74.25
p/m
Choose Supplementary 4 stars

The Zilveren Kruis healthcare insurance cards (in Dutch only)

Good to know about the supplementary insurance

  • The mandatory excess doesn't apply.
  • At Zilveren Kruis your children up to 18 are co-insured with the highest supplementary insurance of the parent(s).
  • You don't pay premium for children younger than 18.
  • The premium doesn't depend on your medical needs.
  • General dental costs aren't reimbursed. Dental insurance is necessary.

Your collective insurance

Zilveren Kruis is the leading collective healthcare insurer. Many employers have collective insurance with us for their employees. We also have collective insurances for sports associations and member organizations

Advantages of collective healthcare insurance:

  • Discount on your premium for your partner and children as well 
  • Often extra reimbursements

Find a collective

Learn more about collective insurances

Basis Plus Module

Insure yourself against unexpected high costs for a small amount.
The Basis Plus Module also covers:

  • Dental care after an accident
  • Urgent medical care abroad

Calculate your premium

Or read more about Basis Plus Module

Frequently asked questions

No, the excess doesn't apply to health care covered by the supplementary insurance. We would like to explain more about the excess.

No, you can't change your supplementary insurance year-round. For 2021, you can change it up to 1 February 2021. The change will be effective from 1 January 2021.

Modify your insurance

No, medical selection applies only to the dental insurance with 3 and 4 stars.

Calculate your premium

However, from 1 January 2020 a waiting time applies to orthodontic treatment. You will receive a reimbursement only after you have been insured for orthodontic treatment for a year. This is to keep the premium affordable.

It is advisable to take out supplementary insurance if you expect specific health care treatment. Orthodontic treatment or physiotherapy for example.

It is after all your personal choice. Find in our calculate premium the different packages.
It will help you to find the most suitable insurance for you and whether or not extra coverage is beneficial.

No, you cannot take out supplementary or dental insurances if you have premium arrears.