Our supplementary insurances in 2021

A good addition to basic insurance. For when you need extra health care of for more certainty.

Calculate your premium
Do you need extra care, such as physiotherapy? Or do you want to be insured for urgent medical care abroad if the costs are higher than in the Netherlands? Our supplementary insurance is a good addition to basic insurance.

You can count on us with

View our useful services (in Dutch only)

Our 5 supplementary insurances in 2021

  • Choice of 5 supplementary insurances: the more stars, the more extensive the coverage
  • Additional reimbursements for e.g. physiotherapy, contraception, spectacles and contact lenses
  • Extra reimbursements for a healthier lifestyle. Think of sleep improvement or eating healthier

The premium differs per age. Choose a category and check the premium.

Basis Plus Module


without collective discount
€ 2.25
p/m in 2021
Choose Basis Plus Module

Aanvullend


without collective discount
€ 7.75
p/m in 2021
Choose Aanvullend 1 star

Aanvullend


without collective discount
€ 19.50
p/m
Choose Aanvullend 2 stars

Aanvullend


without collective discount
€ 33.25
p/m
Choose Aanvullend 3 stars

Aanvullend


without collective discount
€ 58.50
p/m
Choose Aanvullend 4 stars

Basis Plus Module


without collective discount
€ 2.25
p/m
Choose Basis Plus Module

Aanvullend


without collective discount
€ 8.25
p/m
Choose Aanvullend 1 star

Aanvullend


without collective discount
€ 20.25
p/m
Choose Aanvullend 2 stars

Aanvullend


without collective discount
€ 37.25
p/m
Choose Aanvullend 3 stars

Aanvullend


without collective discount
€ 74.25
p/m
Choose Aanvullend 4 stars

View the characteristics of your insurance in the healthcare insurance cards (in Dutch only)

View policy terms and conditions or view the complete reimbursement overview (in Dutch only).
  • You can easily reach, even in the evening
  • Personal communication
  • We will arrange your switch

You can insure this additionally

  • Contraception
  • Alternative treatments and medicines
  • Informal care
  • Spectacles and contact lenses
  • Delivery in hospital at your own request
  • Physiotherapy

Unsure how you are insured?

Log in to Mijn Zilveren Kruis. Here you can see which package you have.

To Mijn Zilveren Kruis
Not yet a DigiD? Find out more about DigiD.

Good to know

  • The mandatory excess doesn't apply
  • At Zilveren Kruis your children up to 18 are co-insured with the highest supplementary insurance of the parent(s)
  • You don't pay premium for children younger than 18
  • Waiting period of 1 year for the reimbursement for orthodontic treatment up to 18 from Aanvullend 3 or 4 stars

Are you aware of our services?

Discover the ease

Zilveren Kruis-app

Do you have health insurance with Zilveren Kruis or ZieZo? The Zilveren Kruis-app gives you access to everything related to your health insurance. Anytime, anywhere. So you can quickly find what you are looking for. Something for you? Further information available in Dutch only.
Waiting list mediation

Faster help with waiting list mediation

Waiting a long time for a first appointment with a specialist is no fun. Thanks to our waiting list mediation, we saved 400,000 waiting days in 2020. On average, clients were able to get an appointment 32 days earlier. How nice! Further information available in Dutch only.
Financial affairs

Get a grip on your medical costs

We like to think along with you. You choose the date your premium is debited. Or you can postpone the debit of your health care costs once.

Want to know more about our services?

You can easily submit bills online. In Mijn Zilveren Kruis, you can arrange much more regarding your healthcare insurance. You can easily reach us with our extended opening hours. Further information available in Dutch only.

View our services

 

Frequently asked questions

It is advisable to take out supplementary insurance if you expect specific health care treatment. Orthodontic treatment or physiotherapy for example.

It is after all your personal choice. Find in our calculate premium the different packages.
It will help you to find the most suitable insurance for you and whether or not extra coverage is beneficial.

No, you can't change your supplementary insurance year-round. For 2022, you can change it up to 1 February 2022. The change will be effective from 1 January 2022.

Modify your insurance

No, medical selection applies only to the dental insurance with 3 and 4 stars.

No, the excess doesn't apply to health care covered by the supplementary insurance. We would like to explain more about the excess.

A waiting period means that you pay premium but are not yet entitled to a reimbursement during a period of time. A waiting period applies to orthodontic treatment. You will not be reimbursed until you have been insured for orthodontics for 1 year. 

No, you cannot take out supplementary or dental insurance if you have outstanding premium