Basis Exclusief
If you prefer to choose your own care provider and have all hospitals reimbursed 100%, then the Basis Exclusief is a good choice and will cost you €161.75 per month in 2024.
You can go to any hospital with Basis Exclusief
From the 1st of January 2024, Basis Exclusief will become a combined policy and hospitals will be reimbursed up to 100% of the prevailing market rate or statutory tariff (in Dutch only). The prevailing market rate is the rate that is normal on the Dutch market for a given treatment, which means that we don't reimburse unreasonably high amounts in full. These statutory rates are set by the government. The freedom to choose a care provider only applies to care covered by the basic insurance and you will usually pay the mandatory excess first.
Nearly all care providers are reimbursed up to 100%
Care providers such as physiotherapists and pharmacies are reimbursed up to 100%. However, from the 1st of January 2024, mental health care and district nursing will be reimbursed differently. If you receive mental health care or district nursing care that is not contracted, you will receive a reimbursement of up to 85% of the average contracted rate, while contracted care will be reimbursed in full.
Are you currently receiving mental health care or treatment from district nurses in 2023?
Don't worry if your care provider doesn't have a contract with us, as we have a short- term plan for you. You will be fully reimbursed in 2024, which ends on the 1st of January 2025. From that date onwards, we will reimburse 85% of the average contracted rate.
Are you on the waiting list for mental health care or district nursing?
Reach out to us and we will assess whether the short-term plan is suitable for your situation.
Why Basis Exclusief becomes a combined policy
For any basic insurance, we need to receive enough premium to cover all medical costs. In 2024, the premium for Basis Exclusief would have to increase significantly as the costs for non-contracted mental health care and district nursing increase enormously. We believe everyone should have access to good care and that is why we've decided to adjust the reimbursement only for mental health care and district nursing. Find out more information about non-contracted care and our rates. Further information available in Dutch only.
Compare our 3 basic insurances