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Medical costs made abroad

Visiting a doctor abroad is unfortunate; however, you can easily submit the bill online via the Zilveren Kruis app or the claim form. You can also do it by post, whichever is easiest for you.

2 ways to submit claims

Zilveren Kruis app

We'll ask you a number of questions about the care you received in the app. A claim form isn't necessary.

To the Zilveren Kruis app

Online claim form

You can submit bills for medical care received abroad using the online claim form. Further information in Dutch only.

To the online claim form

Your claims reimbursed within 12 working days

Unfortunately, this is taking longer than you are used to at the moment as we are receiving more foreign invoices than usual. We apologise for the wait. Our colleagues are doing their utmost to process your claims as soon as possible.


Good to know when submitting foreign medical bills

  • Ask the care provider for a bill which clearly states the received treatment.
  • The excess applies to medical costs made abroad reimbursed from the basic insurance.
  • We use the daily conversion rates that the European Central Bank publishes. We use the rate that was applicable on the date of the bill.
  • We prefer to receive bills in Dutch, French, German, English or Spanish. If necessary, we will ask you to have the bill translated by a sworn translator. These costs are not covered.
  • Reimbursements to which you are entitled are always paid to you (the policyholder) in Euro's. This must be an account number (IBAN) of a bank that has its registered office in the Netherlands.
  • View the reimbursements of medical costs abroad (in Dutch only).

ZelfZorgWijzer app

If you have a question about your health or are worried about something, ask your health-related questions in the ZelfZorgWijzer app. Even if you have doubts whether it's necessary to see a healthcare provider. At home or while traveling, you'll receive advice and assistance whenever and wherever it suits you. More information is available in Dutch only.

Download the app

More about ZelfZorgWijzer

Submit by post

Submitting your bills by post is still possible. Download the special claim form (pdf). Send the completed form(s) and medical bill(s) to:

Zilveren Kruis
Afdeling Declaratieservice
Postbus 70001
3000 KB ROTTERDAM

Need help submitting your bills?

Don't hesitate to contact us if you have any questions. We would be happy to help you further.

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