Cancelling your healthcare insurance

When your child turns 18, they can take out their own insurance. This also applies to co-insured children over the age of 18.

Read more about changes in the insurance when my child turns 18 (in Dutch only). Or login with DigiD and SMS code via Mijn Zilveren Kruis to cancel (in Dutch only).

You have to find another collective insurance if you are self-employed or had a collective insurance via your previous employer.

• Does your new employer have collective insurance with another insurer? You can switch insurers.
• Does your new employer not have a collective insurance? You stay insured with us until 1 January. The premium is higher as the collective lapses.

For personal advise contact: 071 751 00 51. Our employees are available on weekdays between 8 a.m. and 8 p.m. and on Saturdays between 9 a.m. and 1 p.m..

You can cancel your insurance mid-term when Zilveren Kruis modifies the premium or terms and conditions to your disadvantage.
Is the modification from article 11 up to 14 of the Healthcare Insurance Act then you cannot cancel mid-term.

We always inform you if the policy terms and conditions change. Don’t hesitate to contact us if you have any questions about this. If you wish to cancel, then you have to do before the changes take place.

By phone
071 367 04 00
On weekdays between 8am and 6pm

Wish to modify something in your insurance?
Go to modify your insurance package and modify your insurance easily via Mijn Zilveren Kruis or via our modification form.

If you are policyholder then you can cancel your (ex)partner and children's insurance year round. However, we do need your (ex)partners' permission.
If you are not the policyholder you can take out insurance with Zilveren Kruis or with another company for yourself and your children. The transfer service will take care of the rest.

For personal advice contact 071 367 04 00. Our employees are available on weekdays between 8 a.m. and 6 p.m. and on Saturdays between 9 a.m. and 1 p.m..

You don’t need to cancel the deceased’s healthcare insurance. We will receive notice of death via the Basisregistratie Personen (BRP (Basis Registration of Persons)). The healthcare insurance will automatically stop. You don’t have to worry about that. The premium and excess are calculated prorate. And if necessary, we will reimburse you. So you don’t have to do a thing.

Cancel supplementary or dental insurance only
We don’t receive a notice of death from BRP when the deceased only had supplementary or dental insurance with us. You can cancel the separate supplementary or dental insurance via our cancellation form.

Modify postal address and other details after a death
Would you prefer to receive the deceased’s mail at a different address? Please contact our customer services at 071 751 00 51 between 8 a.m. and 8 p.m. and on Saturday between 9 a.m. and 1 p.m..

Cancel travel insurance
We don’t receive a notice of death from BRP when the deceased only had travel insurance with us. You can cancel the travel insurance by contacting our Travel Insurance customer services at 071 364 14 10. They are available on weekdays between 8 a.m. and 6 p.m..

When you enter military service you have to cancel your healthcare insurance. Active duty military receive a mandatory healthcare insurance via the Ministry of Defence.

Written cancellation
Zilveren Kruis Achmea
Postbus 444
2300 AK LEIDEN

State in your letter:

• Your first and last name
• Your address
• Your phone number
• Cancellation applies to policyholder, co-insured or both
• Your insurance number
• The date you wish to cancel
• The reason for cancelling

Note: if no date or reason is mentioned we will cancel your insurance from 1 January.