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Our dental insurances

A good addition to your basic insurance. You can choose from 5 dental insurances, so there's always a coverage that will suit you, starting from €9.50 per month.

Calculate your premium
  • Choice of 5
  • You can insure this
  • Good to know

Two check-ups a year, a filling, tartar removal, and a root canal treatment? And then the bill comes in. Not great. Fortunately you can partially cover costs for the dentist, oral hygienist, dental surgeon, and clinical dental technician. You choose the dental coverage: the more stars, the higher the maximum reimbursement per calendar year.
  • Choice of 5 supplementary insurances: the more stars, the more extensive the coverage
  • The excess doesn't apply to dental insurance
  • Dental care required as a result of an accident reimbursed up to € 2,000

Our 5 dental insurances

What we reimburse can be fount in our reimbursements overview (in Dutch only). Medical acceptance applies to dental insurance 3 and 4 stars ant the premium differs per age. Choose a category and check the premium.

  • 18 up to 29
  • 30 and up

Tand Basis


Check-up + dental cleaning Small dental filling or tooth extraction

without collective discount
€ {premie.tv6.leeftijd.18}
p/m in {jaar}
Choose Tand Basis

Tand 1 ster


Up to €250 per year

without collective discount
€ {premie.tv1.leeftijd.18}
p/m in {jaar}
Choose Tand 1 star

Tand 2 sterren


Up to €500 per year

without collective discount
€ {premie.tv2.leeftijd.18}
p/m in {jaar}
Choose Tand 2 stars

Tand 3 sterren


Up to € 1,000 per year

There is a medical acceptance

without collective discount
€ {premie.tv3.leeftijd.18}
p/m in {jaar}
Choose Tand 3 stars

Tand 4 sterren


Up to €1,250 per year

There is a medical acceptance

without collective discount
€ {premie.tv4.leeftijd.18}
p/m in {jaar}
Choose Tand 4 stars

Tand Basis


Check-up + oral hygiene Small fillings + extraction

from
€ {premie.tv6.leeftijd.30}
p/m in {jaar}
Choose Tand Basis

Tand 1 ster


Up to €250 per year

from
€ {premie.tv1.leeftijd.30}
p/m in {jaar}
Choose Tand 1 star

Tand 2 sterren


Up to €500 per year

from
€ {premie.tv2.leeftijd.30}
p/m in {jaar}
Choose Tand 2 stars

Tand 3 sterren


Up to € 1,000 per year

There is a medical acceptance

without collective discount
€ {premie.tv3.leeftijd.30}
p/m in {jaar}
Choose Tand 3 stars

Tand 4 sterren


Up to €1,250 per year

There is a medical acceptance

without collective discount
€ {premie.tv4.leeftijd.30}
p/m in {jaar}
Choose Tand 4 stars

Calculate premium

View policy terms and conditions

View the features of your insurance (in Dutch only)

  • Zorgverzekeringskaart Tand Basis
  • Zorgverzekeringskaart Aanvullend Tand 1 ster
  • Zorgverzekeringskaart Aanvullend Tand 2 sterren


  • Zorgverzekeringskaart Aanvullend Tand 3 sterren
  • Zorgverzekeringskaart Aanvullend Tand 4 sterren


You can insure yourself against

  • Check-ups
  • Fillings
  • Extractions of teeth and molars
  • Oral hygiene
  • Bridges, crowns and other treatments
  • X-rays
  • Dental care required as a result of an accident

No reimbursement for

  • Orthodontics
  • Bleaching of teeth and molars
  • Treatment by dental technician
  • Dental statements
  • Mandibular advancement splint and related diagnostic
  • Missed appointments

View the reimbursement for the complete list of what is and isn’t reimbursed from our dental insurances. Further information available in Dutch only.

To the reimbursement for dentist and oral hygienist from age 18

TIP!
Orthodontic treatment is not reimbursed from dental insurance. We reimburse orthodontic
treatment up to age 18 from supplementary insurance Aanvullend 3 and 4 stars.

Good to know

  • The excess doesn't apply to supplementary insurance
  • Nearly all dental costs are covered under basic insurance for children up to age 18
  • You don't pay premium for children up to age 18
  • Orthodontic treatment up to age 18 is not covered by basic or dental insurance. One of the parents must have 3 or 4 star supplementary insurance
  • Orthodontic treatment for those over the age of 18 is only covered in exceptional cases

Frequently asked questions

Can I be refused dental insurance?

Yes, medical acceptance applies to the dental insurance with 3 and 4 stars. We'll ask the applicant some questions about the condition of their teeth. If it turns out that a lot of dental care is needed, unfortunately, we cannot offer these policies. When you take out dental insurance online, we will ask you the same questions. Would you like to know what these questions are in advance? You can find them on the application form (pdf).

Do you have dental insurance with your former insurer that is comparable to our 3 or 4 star dental insurance?
In that case, medical acceptance doesn’t apply. Please mention this when you apply for insurance online. If you're unsure whether these are comparable, feel free to contact us.

When is it wise to take out dental insurance?

That varies from person to person. If you visit the dentist frequently, then it is wise to take out dental insurance.

We have 5 dental insurances, something for everyone. You choose up to what amount you wish to be insured for. For example, with Tand Basis you are insured for 2 check-ups and 15 minutes of dental cleaning at the dentist or oral hygienist. Or 1 check-up and 25 minutes of dental cleaning. And also a simple filling or extraction of a molar is reimbursed.

For a small amount, you are well insured for dental costs. Would you prefer to have more coverage? Then you can opt for a more comprehensive dental insurance, which covers things like x-rays, crowns and bridges.

Is dental care after an accident covered?

If you are over the age of 18, your dental insurance reimburses up to €2,000 for dental care following an accident. You can find all the details about the reimbursement of dental care after an accident in our reimbursement overview. Further information in Dutch only.

Can I take out supplementary insurance if I have outstanding premium?

No, you can't take out supplementary or dental insurance if you have outstanding premiums.

Our insurances

  • Basic insurance
  • Supplementary insurance
  • Dental insurance
  • ZieZo basic insurance
  • ZieZo supplementary insurance
  • ZieZo dental insurance

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