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Reimbursements, terms and conditions, pdf forms and translated letters
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(In Dutch only)
Would you prefer a competitive basic insurance? And don’t mind visiting a limited number of hospitals in the Netherlands for planned care? Then Basis Budget is your best choice. The Basis Budget for 2020 will cost € 115.95 per month.
The Basis Budget is an arranged care policy (naturapolis) with a limited number of contracted hospitals. The selected hospitals offer quality care against the lowest price. There is always a selected hospital within about 45 minute drive. In most cases, even within 30 minutes. All treatments are reimbursed 100% in the selected hospitals only. Less hospitals than are available in our other basic insurances, so we can offer you a competitive premium. You can go to any hospital in the Netherlands for urgent necessary medical care.
The quality of care in the selected hospitals for the Basis Budget, is the same compared to all hospitals with whom we have a contract. All the hospitals meet our quality requirements.
View the selected hospitals
Do you have a doctor's referral?
Then check which hospital is covered 100%.
Prevent having to pay part of the bill out-of-pocket.
Physiotherapist, chiropodist or an independent treatment centre is what we mean with other care providers. Keep in mind that the excess applies to most reimbursements covered by the basic insurance. Visiting a non-selected hospital or non-contracted care providers, you will receive 75% of the average contracted rate (link in Dutch). The rest is out-of-pocket. Before you make an appoint, check whether your treatment is reimbursed 100% in the contracted hospital in your area. Hospitals are legally required to inform you in advance about the possible costs for a treatment. And also if they are selected for the Basis Budget and whether the costs are reimbursed in full or not. Do not hesitate to ask the hospital for this information.
Compare our 3 basic insurances Calculate your premium
Receive 100% reimbursement in any hospital in the Netherlands for:
Receive 100% reimbursement at all Zilveren Kruis contracted hospitals for:
The excess applies to nearly all reimbursements from the basic insurance. Check the complete insurance terms and conditions, as they always apply.