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(In Dutch only)
A collective insurance is an insurance for a group of people. For example people with the same employer, sports club or member organization. Receive competitive discount and extra reimbursements.
Zilveren Kruis is the leading collective healthcare insurer. More than 15.000 employers have arranged collective healthcare insurance with us for their employees. We also have collective insurances for sports associations and member organizations. ZieZo doesn't have collective agreements as the premium is already competitve. Advantages of collective healthcare insurance:
Change your collective insurance via Mijn Zilveren Kruis (in Dutch only). No DigiD yet? Apply for Digid
You can switch from the 1st of the month following your request. This applies when you want to switch from individual healthcare insurance to collective healthcare insurance with your current insurer. If not, you can switch from 1 January
You can switch to another insurer when you have collective healthcare insurance with us and your new employer has collective healthcare insurance elsewhere.
According to the Healthcare Insurance Act a change in jobs is not a reason to cancel healthcare insurance during the year. You will keep your insurance with us until 1 January. The premium will increase as you are no longer entitled to the collective insurance.
If your new employer also offers collective insurance, then you can switch to that collective. Contact our customer services.