Our basic insurance

The basic insurance is mandatory in the Netherlands. The government determines what is covered and is the same with each healthcare insurer. The basic insurance premium is not age-dependent. Each basic insurance covers, among other things:

  • General practitioner (GP)
  • Medical specialists
  • Pharmaceuticals
  • Patient transport
  • Obstetric care
  • Maternity care

We have 3 basic healthcare insurances

Basis Budget

Receive 100% reimbursement at
a limited number of selected
hospitals
and at any
care provider with a contract

Receive 75% reimbursement of the
average contracted rate
at care providers without a contract
Learn more

Basis Zeker

Receive 100% reimbursement at
at all contracted hospitals and
all care providers with a contract


Receive 75% reimbursement of the
average contracted rate
at care providers without a contract
Learn more

Basis Exclusief

Receive 100% reimbursement at
any hospital
and all care providers


Receive 100% reimbursement of the
prevailing market rate or statutory rate
at care providers without at contract
Learn more

Fill in a valid postcode for example 1234AB

The higher the excess, the lower the insurance premium

You can increase your voluntary excess for 2018 up to a maximum of € 885. You will, however, pay a higher amount for medical costs.

View below what you will save on your insurance premium with a higher excess.

  • € 385
  • € 485
  • € 585
  • € 685
  • € 785
  • € 885
Save up to 0 per month
 

Basis Plus Module

Insure yourself against high costs for a small amount

The Basis Plus Module also covers:

  • Dental care after an accident
  • Help at home after a hospital stay
  • Statutory personal contribution for medicines
€ 2,50
p/m
 

We offer 5 dental insurances

The more stars, the higher the maximum reimbursement per year

Tand Basis

  • Assessment + dental cleaning
  • Small dental filling or tooth extraction
from 
€ 7,25
p/m

Up to €250 per year

 
from
€ 12,25
p/m

Up to €500 per year

 
from
€ 19,25
p/m

Up to €1000 per year

 
from
€ 35,25
p/m

Up to €1250 per year

 
from
€ 53,75
p/m
 

Frequently Asked Question

We will announce the new premium for 2019 no later than 12 November 2018.
Yes, you can choose your hospital and doctor. But note: not all treatments are reimbursed 100% in every hospital.
The number of hospitals and doctors you can go to depends on your insurance.
  • With the Basis Budget, you can go to a selected number of hospitals and a wide range of care providers.
  • With the Basis Zeker, you can go to a wide range of hospitals and wide range of care providers.
  • With the Basis Exclusief, you can go to any hospital or care provider.

Through our medical care provider search tool (zorgzoeker) you can find out which hospital or doctor you can go to.
A collective insurance is an insurance for a group of people such as a company or an association. The insurance premium is therefore competitive.
We have good agreements with most employers and branch organizations in the Netherlands about collective insurance for employees or members. These agreements also apply to many sport associations and organizations for the elderly. Even as a student, you are entitled to a collective insurance. The level of discount depends on the your collective.
You can find your possible collective advantages in our collectiviteitszoeker (collective search tool (in Dutch only)).
All you have to do is to take out healthcare insurance with us. You can sign up online. If you apply before the 31st of December, we will arrange cancellation of your current insurance for you. You don’t have to do a thing
The level of your premium depends on a number of things:

The type of insurance
Each insurance package has its own price. The Basis Budget (with a selected number of hospitals you can visit) is cheaper than the Basis Exclusief (with which you can visit any hospital). The Basis Budget (with a selected number of hospitals you can visit) is cheaper than the Basis Exclusief (with which you can visit any hospital). In addition to the basic insurance, you could choose a supplementary or a dental insurance. Different combinations have different premiums.

The level of your excess
The higher the excess, the more discount you get on your insurance premium. Please note, a higher excess means you would have to pay more out of your own pocket if you use care from your basic health insurance.
We do our best to give you an answer as soon as possible. Find out what our agreements are about the response time (reactietermijnen) (in Dutch only) of your question, complaint, comment or suggestion.

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